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Posts Tagged ‘About’

All About Index Funds: The Easy Way to Get Started (All About Series)

Product Description

All The Tools and Techniques You Need to Invest Successfully in High-Yield, Low-Risk Index Funds

The updated Second Edition of Richard Ferri’s bestselling All About Index Funds offers individual investors an easy-to-use guide for capitalizing on one of today’s hottest investing areas_index funds. This wealth-building resource provides essential information on index funds; expert advice on how to start investing; and winning strategies for high returns with low risk.

The Second Edition of All About Index Funds features:

  • Updated tables, charts, and data on performance, fees, and new funds
  • Step-by-step guidance on active indexing and discussion of its expanding role
  • Coverage of all new U.S. equity indexes that have changed the dynamics of the index fund marketplace and a new chapter on commodities and commodity index funds
  • Vanguard’s revision of the indexes it uses for benchmarking
  • Discussion of the increasing popularity of ETFs for effective asset allocation

From the Back Cover

Everything You Need to Know About Index Funds­­What They Are, Why They Outperform Managed Mutual Funds, Which Are Right for You, and More!

Little known just five years ago, index mutual funds have become one of today’s most popular vehicles for investors weary of trying to beat the market. All About Index Funds explains the ins and outs of these easy-to-use investments, and reveals how they can give you the advantages of a highly diversified portfolio for as little as $500!

“Ferri is right! This book tells you why, and how to get started.”­­John C. Bogle, Founder and former chairman, The Vanguard Group

“Ferri’s book is an engaging one-stop storehouse of knowledge on index funds. It is a vital roadmap for those seeking higher returns and lower risk.”­­William Bernstein, Author, The Intelligent Asset Allocator

“Once you read this book, you will no longer listen to the hype from Wall Street stockbrokers and their analysts who are paid to make money from you, not for you.”­­Larry Swedroe, Author, What Wall Street Doesn’t Want You to Know

Whether you are an experienced stock market investor or a beginner, look to All About Index Funds to learn more about:

  • Tax advantages of index funds
  • Exchange-traded funds
  • SPDRs
  • HOLDRs
  • Global funds
  • Customized funds
  • Asset allocation
  • Understanding risk
  • Taxable versus nontaxable strategies
  • Index fund providers
  • and much more

–This text refers to an alternate

Paperback
edition.

Buy All About Index Funds: The Easy Way to Get Started at Amazon

Product Description

Life insurance protects your financial future. It provides the resources your family or business may need to pay immediate and continuing expenses when you die. There are different types of life insurance and choosing a policy is an important decision. You should begin by evaluating the ongoing and future financial needs of those who depend on you. Then become familiar with the various policies available and how they work. You’ll be in a better position to make a selection best suited to your financial needs and those of your family. Order What You Should Know About Life Insurance today and gain an understanding of the types of life insurance available and what questions to ask when you’re buying life insurance.

Buy “What You Should Know About Buying Life Insurance” at Amazon

Information about term life insurance policies and what’s available

Term life insurance is available from a wide range of international companies and trusts today. For example, you can buy term life insurance from companies as diverse as conglomerates such as Virgin Group or regular insurance companies like Legal and General, or more recent online presence companies like “theIdol”.

But what do they offer that’s different? Clearly there are different policies which may vary in terms of the premiums – do they increase, do they stay the same, will the policy be renewable on completion and can you get anything back if you change your mind? Will they need you to take a medical exam (probably not is the answer). Yes, it will depend on your age to determine the contribution level because your likelihood of having a claim is smaller the younger you are. Having said that, not many young people really worry about term life insurance so the lower age categories are not in much demand!

You can get term life insurance protection in variable term lengths; some companies offer 5 or 10 year terms, others have completely variable offerings, some will go to 20 year terms and protect you up to age 95 in some US states!

The advantages of using a Level Term Life policy to protect your family and loved ones are it is a fairly cheap way of “guaranteeing” a lump sum payout for your loved ones upon your death. The aim of the term life policy is to provide you with peace of mind. The premiums paid per month can often be guaranteed which means that they will not increase for the entire term. Very low premiums (£5 – £8 a month) are common now and are a cheap way to protect yourself and your interests. Some companies will also bundle or offer criticial illness cover so that if you are unable to look after your family in the future but not actually die, you will be able to receive the benefit from the insurance policy.

 


AARP term life insurance plans are a popular product that can be a supplement to Medicare, as AARP will cover the costs that Medicare does not cover. Get information on insurance plans with informa…


Amidst all the noise over health insurance reform, Vice President Joe Biden asks the important question, Who Do You Trust? Lori Heim, M.D., (President, American Academy of Family Physicians) and Re…

afaik, there are very few inflation linked corporate bond issues and thus there is no such ETF or mutual fund.
think about it — why would a corporation want to issue inflation linked bonds?
***
you can devise a strategy to approximate the same thing in a couple of ways. If the how to do this doesn’t come easily to mind, I suggest not trying it — you’d not understand the risks and thus would likely end up a big loser.

I am a newbie when it comes to stocks/ savings invetments etc. I am intersted in putting about $1000 into something to have a good return and in the future small amounts here and there 150-200 a week, I would like to learn more about the stock market but then again I want to be safe..and not stupid. Should I seek personal assistance? What type of invetments should I make?

Life Insurance for the American Family: Most of What You Know About Life Insurance is Wrong

Product Description

Ed Kelly is on a mission to help American families. They are grossly underinsured with their current life insurance coverage, and something must be done about it, soon. In this book, Ed exposes the 10 myths that most consumers and their current advisors hold about life insurance. Once these myths are dispelled, then the mothers and fathers, husbands and wives, insurance agents and financial planners can all move on to address the truth about Time Diversification and Tax Diversification. This book is a call for Americans to take responsibility for themselves and the real risks we all face. While most people can think of only one reason to own life insurance (to provide money for a survivor), Ed shows there are actually 1000 reasons to own life insurance, from cradle to grave. Many of these are driven by the tax advantages inherent in a life insurance policy. His mission is to drive you to a better conversation and a better meeting with your financial professional. This book will help you see life insurance from a new philosophical and practical perspective.

About the Author

Ed Kelly owns a financial planning practice and provides training to thousands of financial advisors throughout the United States. His mission is to fight the apathy about insuring families while leading a professional resurgence toward appropriate insurance advice and implementation. Ed lives in southern California with his wife Val.

Buy Life Insurance for the American Family: Most of What You Know About Life Insurance is Wrong at Amazon

All About Bonds and Bond Mutual Funds

Product Description

Everything an individual investor needs to know about bonds. The average income investor doesn’t want–or need–to get bogged down in technical discussions of interest rates and time. So All About Bonds and Bond Mutual Funds gives them what they want–a simple yet comprehensive treatment of bonds and bond funds. Along with updated bond information, this revised edition also includes new material on: bond mutual funds; tax-free municipal bonds; international bonds and bond funds.

From the Back Cover

All the facts you need for astute fixed-income investing.

With business headlines dominated by stock market turmoil, quality information on relatively sedate bond investments has been hard to find. Yet investors with an eye to long-term security understand: A truly diversified low-risk/high-return portfolio must contain fixed-income investments, either bond or bond mutual funds. All About Bonds and Bond Mutual Funds, Second Edition, fills the information void.

Written specifically for the individual investor who just wants to understand the basics of bonds and bond mutual funds, this easy-to-use book is packed with hands-on, practical guidance. Acclaimed author and finance educator Esme Faerber cuts through the clutter, telling you just what you need to know to make intelligent, profitable bond investment decisions. Read All About Bonds and Bond Mutual Funds before you invest to discover:

  • An explaination of bonds
  • The reasons for investing in bonds
  • How to buy and sell bonds
  • Advantages and disadvantages of individual bonds versus bond mutual funds
  • Characteristics of bonds, including field, liquidity, duration, and valuation
  • Detailed descriptions of individual fixed-income investments, including money market Funds, corporate and government securities, municipal bonds, convertible bonds, and zero-coupon bonds
  • Strategies for integrating bonds with stocks in a diversified portfolio

Buy All About Bonds and Bond Mutual Funds at Amazon

In November of 2004 streetTRACKS Gold Shares Commodity ETFs made their way to the market. This commodity exchange traded fund was such a hit that it turned into 1.5 billion dollars in assets in just a few weeks of its launch. The name changed SPDR Gold Shares in May of 2008; just a few short months after the NYSE Arca took over the fund. Gold commodity ETFs have continued to grow in the United States since their date of inception, and are now traded in Singapore as well.


Gold has been the most successful of all of the commodity ETFs that are now traded, but there are other kinds of funds that you should know about before deciding what to add to your portfolio.


Silver and copper are examples of other metals that are traded as commodity ETFs. Both of which are fairly new but increasingly popular. Metal commodity ETFs are extremely liquid and tend to keep their value while other stocks might decline due to current world events. This makes metal funds very attractive to many investors. Metals are secured by the funds trustees, which ensure their safety and liquidity.


Probably the most desired, and most hated, commodity ETFs today are oil commodities. The nightly news anchors each and every day talk about the price of a barrel of oil. We all know how these prices effect the price of gasoline, which in turn effects the price of everything else. Those who have invested in oil are making money every day it seems. This is precisely why we love to hate oil commodities. While we don’t want to pay the higher retail prices, it would be great if we could be paid by them at the same time.


Agriculture commodity ETFs cover everything that is farmed. These commodities include wheat, produce, cotton, corn, soybeans, and livestock. While they are not directly in the news every day, we see the prices at the grocery store steadily rising. Is this trend likely to end anytime soon? Probably not, since they seem to be rising with the cost of oil. Those who have a long term investment in an agriculture commodity exchange traded fund have probably not regretted it.


Diamond commodity ETFs are thought to be a bit more of a risk by some experts because the diamond market tends to fluctuate so much. These experts say that a diamond exchange traded fund is more like an up and down stock than a stable mutual fund and should be considered carefully before making an investment. This investor prefers diamonds surrounded by gold, and not in the stock portfolio.


The thing that is confusing to a new investor is that a commodity ETF is not a mutual fund, though it is wrapped up like one, and it’s not a stock, but it is traded like one. They are typically right in between the two in terms of risk and return. If you are a new investor, or an old one, your age doesn’t matter, commodity ETFs are definitely worth your consideration.

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